Auto, Boat, Motorcycle, Motorhome, Trailer

Auto, boat, motorcycle, motorhome, and trailer insurance provide financial protection for damage, theft, or liability involving these vehicles. This coverage is necessary to comply with legal requirements, safeguard your investment, and ensure you’re protected from costly accidents or third-party claims. Get a Quote >>>

Commercial Property / Liability Insurance

Commercial property and liability insurance provides coverage for physical assets like buildings and equipment, as well as protection against claims of bodily injury or property damage caused to others. It helps businesses manage financial risks from unforeseen events such as fire, theft, accidents, or lawsuits. Get a Quote >>>

Commercial Umbrella

Commercial umbrella insurance provides extra liability coverage beyond the limits of your primary business policies, such as general liability or commercial auto insurance. It’s necessary to protect your business from large, unexpected claims or lawsuits that could otherwise exceed your standard coverage and threaten your financial stability. Get a Quote >>>

Cyber Liability

Cyber insurance provides coverage for financial losses resulting from cyberattacks, data breaches, and other digital threats. It’s necessary because even small businesses are vulnerable to cyber incidents, and this protection helps cover recovery costs, legal fees, and liability claims. Get a Quote >>>

Directors and Officers

Directors and Officers (D&O) insurance provides liability coverage for company executives against claims alleging wrongful acts in their management decisions. It’s necessary to protect personal assets of leaders and attract qualified individuals to leadership roles by shielding them from costly legal actions. Get a Quote >>>

Earthquake

Earthquake insurance provides coverage for damage to your home and belongings specifically caused by earthquakes, which is not included in standard homeowner’s policies. It’s necessary in earthquake-prone areas to avoid potentially devastating out-of-pocket costs for repairs or rebuilding after a quake. Get a Quote >>>

Employment Practices

Employment practices liability insurance (EPLI) covers businesses against claims made by employees related to discrimination, harassment, wrongful termination, and other employment-related issues. It’s necessary because legal disputes with employees can be costly and damaging, and EPLI helps protect the business’s financial and reputational stability. Get a Quote >>>

Fire Dwelling

Fire insurance offers financial protection by covering losses or damage to property caused by fire-related incidents. It’s necessary because fires can cause extensive and sudden destruction, and this coverage helps ensure you can repair, rebuild, or replace your assets without severe financial hardship. Get a Quote >>>

Flood

Flood insurance covers damage to your property and belongings caused by flooding, which is typically excluded from standard homeowner’s insurance policies. It’s necessary because floods can occur unexpectedly and cause extensive, costly damage—especially in high-risk or storm-prone areas. Get a Quote >>>

Homeowner’s

Homeowner’s insurance provides financial protection against damage to your home and belongings from events like fire, theft, or natural disasters. It’s essential because it helps cover repair or replacement costs and offers liability coverage if someone is injured on your property. Get a Quote >>>

Personal Umbrella

Personal umbrella insurance offers additional liability protection beyond the limits of your home, auto, or other personal insurance policies. It’s necessary because it helps cover large claims or lawsuits, safeguarding your assets and future earnings from unexpected financial loss. Get a Quote >>>

Pollution

Pollution insurance provides coverage for costs associated with pollution-related incidents, including cleanup, property damage, and third-party injury claims. It’s necessary because environmental accidents can lead to significant legal and remediation expenses, and this coverage helps businesses manage those financial risks. Get a Quote >>>

Tenant Liability

Tenant liability insurance covers damage a renter may accidentally cause to the rental property, such as fire or water damage. It’s necessary because it protects tenants from paying out-of-pocket for costly repairs and can be a lease requirement from landlords. Get a Quote >>>

Term Life

Term life insurance provides coverage for a specific period, paying a death benefit to beneficiaries if the insured person passes away during that term. It’s necessary to ensure your loved ones are financially protected, covering expenses like mortgages, debts, or education costs in the event of your untimely death. Get a Quote >>>

Worker’s Compensation

Worker’s compensation insurance covers medical expenses and lost wages for employees who are injured or become ill due to their job. It’s crucial because it protects both employers and employees by ensuring support during workplace accidents while reducing the risk of costly lawsuits. Get a Quote >>>