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Pollution Insurance

  • Instructions:

    Please type or print clearly. Answer ALL questions completely, leaving no blanks. If any questions, or part thereof, do not apply, print "N/A" in the space. Provide any supporting information on a separate sheet using the Applicant's letterhead and reference the applicable question number. Check Yes or No answers. This form must be completed, dated and signed by an authorized representative of the Applicant. Required Attachments: Please provide copies of the Applicant's past two (2) years of audited financial statements and annual reports. Summary of Environmental Site Assessments/Remediation (past, current, planned)
  • Notice to Applicant:

    THE COVERAGE APPLIED FOR IS SOLELY AS STATED IN THE POLICY AND ANY ENDORSEMENT THERETO. THE POLICY PROVIDES LIABILITY COVERAGE ON A CLAIMS-MADE AND REPORTED BASIS, WHICH COVERS ONLY CLAIMS FIRST MADE AGAINST AN INSURED AND REPORTED TO THE INSURER, IN WRITING, UDRING THE POLICY PERIOD. THE POLICY ALSO PROVIDES COVERAGE FOR REMEDIATION COSTS ON A DISCOVERED AND REPORTED BASIS, WHICH COVERS ONLY POLLUTION CONDITIONS FIRST DISCOVERED AND REPORTED TO THE INSURER, IN WRITING, DURING THE POLICY PERIOD.
  • MM slash DD slash YYYY
  • Name of firmDate of formation or transaction# of professional staff that joined the insured% of firm annual billings assigned to the insured 
  • Company nameStreet address city, state zip codeStandard industrial classification code sicYear operations beganFacility size (acres or square feet)Known pre-exsisting contamination present? 
  • If "Yes" is indicated above with respect to Known Pre-Exsisting Contamination Present, Please provide details on a separate sheet. Include at a minimum:
    • Prior Environmental site Assessments (dates)
    • Past, Current, Planned sampling/remediation; etc.
    Accepted file types: jpg, gif, png, pdf, doc, Max. file size: 64 MB.
  • Under the "Activity" field please add all the items that apply. Below are examples of "Activities".
    Property Management
    Pipeline Installation
    Pipeline/sewer/septic maintenance
    Industrial cleaning
    Hydroblasting
    Demolition
    Electrical
    HVAC
    Plumbing
    Water/sewer
    Road Construction/ Maintenance
    Excavation
    Site Development/grading
    Concrete work
    General Construction
    Other (explain)
    ActivitySales% Sub-Contracted 
  • Please add all the Sales Total fields together and add the total here.
  • Please add all the % Sub-Contracted fields together and add the total here.
  • General Liability $Auto $Contractors pollution liability $Not Applicable
  • $ for the period endingMonthYear
  • Per Pollution Condition $Aggregate $
  • Per Pollution Condition $
  • If "yes" is indicated above, please provide detailed information regarding any such coverage and all available loss information as an attachment to this application
    Max. file size: 64 MB.
  • If "yes" is indicated with respect to questions above, please provide a detailed description of the claim or circumstance (indicate the alleged incident, location, date, type of injury, etc.) Also, please provide a summary of any steps that may have been taken to avoid or mitigate the possibility of similar loss occurring in the future.

    IT IS UNDERSTOOD AND AGREED THAT IF ANY SUCH CLAIMS EXIST, OR ANY SUCH FACTS OR CIRCUMSTANCES EXIST WHICH COULD GIVE RISE TO A CLAIM, THEN THOSE CLAIMS AND ANY OTHER CLAIMS ARISING FROM SUCH FACTS OF CIRCUMSTANCES ARE EXCLUDED FROM THE PROPOSED INSURANCE UNLESS OTHERWISE AFFIRMATIVELY STATED IN THE POLICY.
    Accepted file types: jpg, gif, png, pdf, doc, Max. file size: 64 MB.
  • Supplemental information for Lead-Based Paint and Asbestos Coverage

    If you are seeking coverage for liability arising out of bodily insury or property damage resulting from exposure to Lead-Based Paint and/or Asbestos, complete the following.
  • If "yes" is indicated above, please provide a copy of any such plan(s) as an attachment to this application.
    Max. file size: 64 MB.
  • If "yes" is indicated above, please provide a copy of any such plan(s) as an attachment to this application
    Max. file size: 64 MB.
  • If "yes" is indicated above, please provide detailed information regarding the health concerns and/or claims as an attachment to this application
    Max. file size: 64 MB.
  • UNDERSTOOD AND AGREED

    IT IS UNDERSTOOD AND AGREED THAT IF ANY SUCH CLAIMS EXIST, OR ANY SUCH FACTS OR CIRCUMSTANCES EXIST WHICH COULD GIVE RISE TO A CLAIM, THEN THOSE CLAIMS AND ANY OTHER CLAIMS ARISING FROM SUCH FACTS OR CIRCUMSTANCES ARE EXCLUDED FROM THE PROPOSED INSURANCE UNLESS OTHERWISE AFFIRMATIVELY STATED IN THE POLICY.
  • Supplemental information for Mold, Fungi and/or Legionella Pneumophila coverage

    If you are seeking coverage for Mold, Fungi, and/or Legionella Pneumophila, complete the following.
  • If "yes" is indicated above, please provide detailed information regarding the scope of that due diligence as an attachment to this application.
    Max. file size: 64 MB.
  • If "yes" is indicated above, please provide detailed information regarding the scope of that due diligence as an attachment to this application.
    Max. file size: 64 MB.
  • If "yes" is indicated above, please provide detailed information regarding the leaks for flooding as an attachment to this application.
    Max. file size: 64 MB.
  • If "yes" is indicated above, please provide detailed information confirming the applicable locations as an attachment to this application.
    Max. file size: 64 MB.
  • If "yes" is indicated above, please provide a copy of any such plan(s) as an attachment to this application.
    Max. file size: 64 MB.
  • If "yes" is indicated above, lease provide detailed information regarding such training as an attachment to this application.
    Max. file size: 64 MB.
  • UNDERSTOOD AND AGREED

    *IT IS UNDERSTOOD AND AGREED THAT IF ANY SUCH CLAIMS EXIST, OR ANY SUCH FACTS OR CIRCUMSTANCES EXIST WHICH COULD IVE RISE TO A CLAIM, THEN THOSE CLAIMS AND ANY OTHER CLAIMS ARISING FROM SUCH FACTS OR CIRCUMSTANCES ARE EXCLUDED FROM THE PROPOSED INSURANCE UNLESS OTHERWISE AFFIRMATIVELY STATED IN THE POLICY.

    BY SIGNING THIS APPLICATION, THE APPLICANT WARRANTS TO THE INSURER THAT IT AND THE OTHER PARTIES TO THIS INSURANCE, ALONG WITH ANY FOREIGN SUBSIDIARIES, WILL STRICTLY FOLLOW ANY WATER INTRUSION, MOLD-RELATED, FUNGI-RELATED OR BACTERIA-RELATED OPERATION AND MAINTENANCE PROCEDURES OR PROTOCOLS, INCLUDING ANY WATER INTRUSION, MOD RELATED, FUNGI-RELATED OR BACTERIA-RELATED DUE DILIGENCE PROCEDURES AND PROTOCOLS FOR THE ACQUISITION, LEASE, OPERATION, MANAGEMENT OR MAINTENANCE OF ANY PROPERTIES, WHICH WERE PROVIDED TO THE INSURER PRIOR TO THE INCEPTION OF ANY COVERAGE APPLIED FOR HEREIN. THE APPLICANT ACKNOWLEDGES THAT THE INSURERS AGREEMENT TO PROVIDE MOLD, FUNGI, AND/OR LEGIONELLA PNEUMOPHILA COVERAGE AS PART OF THE COVERAGE APPLIED FOR PURSUANT TO THIS APPLICATION IS PREDICATED UPON THE APPLICANT'S AGREEMENT TO PROVIDE THIS WARRANTY.

    BY SIGNING THIS APPLICATION, THE APPLICANT WARRANTS TO THE INSURER THAT IT AND THE OTHER PARTIES TO THIS INSURANCE, ALONG WITH ANY FOREIGN SUBSIDIARIES, WILL STRICTLY FOLLOW ANY LEAD-BASED PAINT OR ASBESTOS OPERATION AND MAINTENANCE PROCEDURES OR PROTOCOLS, WHICH WERE PROVIDED TO THE INSURER PRIOR TO THE INCEPTION OF ANY SUCH COVERAGE APPLIED FOR HEREIN. THE APPLICANT ACKNOWLEDGES THAT THE INSURER'S AGREEMENT TO PROVIDE LEAD-BASED PAINT AND/OR ASBESTOS COVERAGE AS PART OF THE COVERAGE APPLIED FOR PURSUANT TO THIS APPLICATION IS PREDICATED UPON THE APPLICANT'S AGREEMENT TO PROVIDE THIS WARRANTY.

    BY SIGNING THIS APPLICATION, THE APPLICANT WARRANTS TO THE INSURER THAT ALL STATEMENTS MADE IN THIS APPLICATION, INCLUDING ANY ATTACHMENTS THERETO, ABOUT THE APPLICANT AND ITS OPERATIONS ARE TRUE AND COMPLETE, AND THAT NO MATERIAL FACTS HAVE BEEN MISSTATED IN THIS APPLICATION OR CONCEALED. COMPLETION OF THIS FORM DOES NOT BIND COVERAGE. THE APPLICANT'S ACCEPTANCE OF THE INSURER'S QUOTATION IS REQUIRED BEFORE THE APPLICANT MAY BE BOUND AND A POLICY IS ISSUED.

    NOTICE TO APPLICANTS: any person who knowingly presents a false or fradulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime may be subject to fines and confinement in prison.

    NOTICE TO ARKANSAS, LOUISIANA, RHODE ISLAND and WEST VIRGINIA APPLICANTS: any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

    NOTICE TO COLORADO APPLICANTS: it is unlawful to knowingly provide false, incomplete, or misleading facts or information to an an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance with the Department of Regulatory Agencies.

    NOTICE TO DISTRICT OF COLUMBIA APPLICANTS: WARNING: it is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In addition an insurer may deny insurance benefits if false information materially related to a claim was provided by the Applicant.

    NOTICE TO FLORIDA APPLICANTS: Any person who knowingly and with intent to injure, defraud or deceive any insurer files a statement of claim or an application containing any false, incomplete or misleading information is guilty of a felony of the third degree.

    NOTICE TO KENTUCKY APPLICANTS: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

    NOTICE TO MAINE APPLICANTS: it is a crime to knowingy provide false, incomplete or misleading information to an insurance company for the purposes of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.

    NOTICE TO MARYLAND APPLICANTS: Any person who knowingly and willfully presents a false or fraudulent claim for payment for a loss or benefit or who knowingly and willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

    NOTICE TO MINNESOTA APPLICANTS: A person who submits an application for files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.

    NOTICE TO NEW JERSEY APPLICANTS: any person who includes any false or misleading information on an application for an insurance policy is subject to criminal ad civil penalties.

    NOTICE TO NEW MEXICO APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties.

    NOTICE TO NEW YORK APPLICANTS: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to be exceed five thousand dollars and the stated value of the claim for each violation.

    NOTICE TO OHIO APPLICANTS: any person who, with the intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

    NOTICE TO OKLAHOMA APPLICANTS: WARNING: any person who knwoingly, and with intent to injure, defraud, or deceive any insurer, makes a claim for the proceeds of an insurance policy containing any false incomplete or misleading information is guilty of a felony.

    NOTICE TO OREGON APPLICANTS: Any person who knowingly and with intent to defraud or solicit another to defraud an insurer: 1) by submitting an application, or 2) by filing a claim containing a false statement as to any material fact may be a violating state law. NOTICE TO PENNSYLVANIA APPLICANTS: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. NOTICE TO TENNESSEE, VIRGINIA, and WASHINGTON APPLICANTS: it is a rime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.

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