Checking credit is a pillar of the screening process, and for good reason.
An applicant’s credit is part of the criteria used to evaluate whether they will pay the rent on time.
Because of this, it is important for rental housing providers to know what information they can and cannot obtain from credit reports, as well as to understand their legal obligations that come with using consumer credit reports. The use of consumer credit reports is highly regulated under federal law, and there are many potential traps for the unwary.
This webinar will cover the key information rental housing providers who use consumer credit reports need to know, including:
- What is and is not included on a credit report
- Recent legal developments relating to credit reports
- When and how to provide legally required adverse action notices
- Obligations under the federal “Red Flags” rule
- Properly disposing of credit reports
Steven Hrdlicka, Attorney, Steve Hrdlicka & Associates. Steven Hrdlicka is an attorney specializing in representing owners and managers of rental properties in Central California. He is also an owner of commercial and residential rental properties. Mr. Hrdlicka has successfully litigated thousands of unlawful detainer and collection lawsuits and regularly sits as a Judge Pro-Tem for the Fresno County Superior court. Mr. Hrdlicka is the education chair for CAA’s Greater Fresno division.
Whitney Prout, CAA Policy & Compliance Counsel.
Whitney Prout advises CAA’s state and local public affairs teams, develops CAA’s education and compliance materials, assists members on CAA’s Helpline, and represents the interests of CAA members on regulatory issues. Prout has extensive experience advocating on behalf of rental housing providers throughout California in litigation and compliance matters, as well as legislative and regulatory fora.
Original Broadcast Date: July 2018
On-Demand Cost: $49 CAA Member/ $89 Non-Member
Estimated Course Length: 1 Hr.
Qualifies for 1 Unit of CCRM Continuing Education Credit for current CCRM Certified Individuals.
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